Medicare Calculators
Premiums, IRMAA, enrollment deadlines and plan comparisons.
Medicare Advantage vs. Original Medicare Cost Calculator
Compare your estimated annual cost under Original Medicare + Medigap + Part D versus a Medicare Advantage plan, based on your own premium and expected out-of-pocket numbers.
Medicare Part B Premium Calculator
Find your 2026 Medicare Part B monthly premium, including any income-related IRMAA surcharge, based on your income and tax filing status.
Medicare Part D Drug Cost Calculator
See what you'll actually pay for prescription drugs under Medicare Part D in 2026 — including exactly when you reach the $2,100 out-of-pocket cap. The old 'donut hole' coverage gap no longer exists.
Medicare Enrollment Timeline Calculator
Find your exact Medicare Initial Enrollment Period window, plus the current Annual and General Enrollment Period dates — based on your 65th birthday (or Medicare eligibility date).
Medicare IRMAA Calculator
See exactly how much extra you're paying for Medicare because of IRMAA — the income-related surcharge added to both Part B and Part D — and which bracket your income falls into.
Medicare Late Enrollment Penalty Calculator
Estimate your permanent monthly Medicare Part B or Part D late enrollment penalty based on how many months you went without coverage.
Medigap Plan Comparison Calculator
Compare exactly what any two Medigap (Medicare Supplement) plan letters cover, side by side. Medigap benefits are federally standardized, so this comparison is the same everywhere in the US regardless of insurer.
Medicare Appeal Deadline Calculator
Find the exact deadline to file your next Medicare appeal, based on the date you received a denial notice and which of the 5 appeal levels you're at.